Funding: A Vital Step in the Estate Planning Process

| Asset Protection, Estate Planning, General, Long Term Care Planning, Special Needs & Disability Planning, Tax Planning for Individuals

Often, after having signed their estate planning documents, clients convey the relief they feel at having finalized their documents. While signing your estate planning documents is undeniably important to the estate planning process, an equally important step of the...

Medicare’s “Improvement Standard” Deemed Illegal: Benefits can no longer be denied to patients judged as having lack of restoration potential

| by Carol Barton, General, Long Term Care Planning

By Carol Barton The U.S. District Court of Vermont, on January 24, 2013, approved a settlement in the case of Jimmo v Sebelius which has led to a significant change in Medicare policy that ensures beneficiaries receive the full benefits to which they are entitled....

Women Reportedly Face Much Higher Rates for Long-Term Care Insurance in 2014

| by Linda Cammuso, Estate Planning, Long Term Care Planning

By Linda Cammuso Long-Term Care Insurance (LTCi) is one of several key tools in the estate and long-term care planning process. This form of insurance provides financial support for long-term care expenses in a nursing home setting as well as in a person’s own home....

Medicare Shift: What you don’t know about Observation vs. Inpatient status could cost you

| by Carol Barton, Long Term Care Planning

By Carol Barton Understandably, when you are admitted to a hospital you may consider yourself an inpatient because, after all, you are in a hospital bed and receiving nursing care. But your patient status may have been classified as “Observation” which actually means...

Failing Yourself and Loved Ones if Dementia Strikes

| by Linda Cammuso, Estate Planning, Long Term Care Planning

By Linda Cammuso Failing to do an estate plan touches lives in ways that we often fail to imagine. So many people drag their feet when it comes to taking action to secure their futures and the results are often painful for them and for their families. We’ve often...

Long-Term Care or Nursing Home?

| Long Term Care Planning

People generally recognize the importance of long-term care and nursing home planning – just not always when it comes to themselves or their loved ones. Many people live in denial that they would ever face that situation. Attorney Cammuso’s Long-Term Care or Nursing...

Avoiding Common Long-Term Care Planning Mistakes

| by Linda Cammuso, Long Term Care Planning

Post by Linda Cammuso People do recognize the need for long-term care and nursing home planning for others-not for themselves or their loved ones; they simply deny that they could be in such a situation. If you are among those, you should listen to Avoiding Common...