Protecting your home: put it in the kids’ names, or use a trust?
For prior generations, keeping the house protected from a nursing home seemed as easy as deeding it to the kids and calling it a day. In today’s world, putting your house in your kids’ names might more accurately be described as “going from frying pan to fire”. ...
Legislative Updates: SECURE 2.0 Act
Legislative Updates: SECURE 2.0 Act By Linda T. Cammuso Under the SECURE ACT (Setting Every Community Up for Retirement Enhancement Act), which became law in 2020, long-held strategies for estate planning and financial planning were up-ended. Notably, the new law...
COVID-19: Business of serving you continues uninterrupted
By Brendan J. King and Linda T. Cammuso, EPLO Partners As members of the small business community and estate planning professionals, we have been distressed and saddened to watch the debilitating health and economic impact of the pandemic unfold. Unfortunately, we...
Addressing a Loved One’s Addiction in Your Estate Plan
By Linda T. Cammuso Legally obtained opioids contributed to a health epidemic that has killed 2,000 people in Massachusetts each of the last three years. Numbers peaked with 2,100 confirmed opioid-related overdose deaths in 2016, with a 3% drop over the two years...
Partner Linda T. Cammuso Featured in the Sunday Telegram
Linda Cammuso was featured in a full-page article in The Sunday Telegram’s, Business Matters section, on June 23, 2019. Linda discussed the firm’s success in cultivating a team-oriented approach to client service, as well as flexibility in the workplace which allows...Simple Will or Living Trust: Which is better for my children
By Linda T. Cammuso “If you have set up a living trust to hold your young children’s inheritance (which should always be the case when you have minor children), there will be a separate role for the financial oversight of your children’s money,” see Considerations in...
Considerations in Choosing Guardians for Minor Children
By Linda T. Cammuso Choosing a guardian might just be the most difficult part of estate planning for parents with minor children. Not only does it force you to imagine a scenario where you are separated from your young children, but it also requires you to take a...Veterans Administration Drastically Changes Aid and Attendance Rules
By Linda T Cammuso After several years of discussions and proposed legislation, the Veterans Administration (VA) has finally promulgated new rules significantly changing the criteria for veterans and their spouses to be eligible for Aid and Attendance pension benefits...
Maybe You Don’t See Yourself as an “Elder”, But –
By Linda T. Cammuso May is National Elder Law Month, as well as Older Americans Month. For attorneys who specialize in estate planning, these occasions provide us an opportunity to highlight the importance of planning and awareness around aging-related legal issues...Does Your Trust Really Protect Your Children?
By Linda T. Cammuso Whether your kids are 3 years old or 33, protecting their inheritance from future financial pitfalls may be one of your major goals in the estate planning process. Increasingly, parents are looking to shelter their children’s inheritance from...
Digital Assets: Reshaping the way you think about them
By Linda T. Cammuso When it comes to, wills, power of attorney and all that goes into crafting your estate plan, you should include a discussion about digital assets with your attorney. Our lives today are primarily conducted online – making digital assets part of our...
A Sign of the times: Massachusetts’ highest court rules Yahoo can release deceased user’s emails to personal representative (executor)
By Linda T. Cammuso A long and hard fought battle against Yahoo to access a deceased subscriber’s emails is one step closer to victory, as well as a poignant sign of the times. John Ajemian died at age 43 in a bicycle accident, leaving no will. His siblings were...Retirement on Your Horizon: Are you fully prepared?
By Linda T. Cammuso Many American workers today are postponing retirement until 70 or even longer. While a variety of factors enter into their decision, approaching retirement at any age creates both an opportunity and a need to consider (or reconsider) implications...Opioid Addiction: Implications for your estate planning
By Linda T. Cammuso The opioid epidemic has become an everyday discussion in mainstream society. According to a recent Boston Globe article, 4 in 10 adults know someone who has abused prescription painkillers in recent years. You may even be among those who know of a...